The 2024 LUMINARIES honorees in Innovation & Technology go above and beyond by introducing new and dynamic changes to the industry.

Over a third of plan participants have taken 401(k) loans and hardship withdrawals, while ESAs provide a no-cost alternative that cuts the likelihood of retirement loans and withdrawals in half.

22% of respondents said they blame the current political climate for higher stress levels at work.

This month, we feature three exceptional leaders: April Hartloff, Jennifer McKenzie, and Jill Pedersen, whose unique paths and dedication to their work offer a powerful glimpse into the changing face of the insurance landscape.