Sure, free checkups sound great. But whos giving them?

Health Net Inc. shares plunged Friday after the health insurer slashed its 2012 earnings forecast again and reported second-quarter results that fell far below analyst expectations.

Mercer research shows S&P 1500 pension plans have dropped to a record low aggregate funded ratio of 70 percent, the worst in history.

Is there an upside to all of the hassle associated with new fee disclosures? At the participant level, it may lead to a more interactive dialog with advisors.