There are dramatic differences when it comes to average account balances, participation rates and other metrics.

Knowing what is on the minds of workers can help benefits advisors, carriers, and others position conversations and strategies that lean into workers' thoughts and provide solutions to address them.

As the U.S. continues to institute progressive changes, what your HR team does to care for and support employees will come back to positively impact your company several times over.

Nearly a quarter of women shared that they have not received a pay raise at all within the past 12 months, according to the study.