What are the compliance issues that you should be aware of and what's coming down the pike legislatively for your business?

AI won't replace people, but people who use AI will.

Concerns that the mergers raise consumer prices and reduce access to health care have sparked the state-level scrutiny, as the FTC has been slowing the rapid pace of acquisitions and consolidations at the federal level.

Under the new proposal, which was expanded to include more borrowers, eligibility must meet certain criteria, such as those who have been in repayment for a long time or those whose loans exceed what they originally owed.