Small business owners now have a range of options depending on the number of employees, but it's essential to start early, leverage tax-advantaged retirement accounts, diversify investments and plan for an exit strategy.

Ready or not, artificial intelligence has arrived and is a "really powerful tool that takes large bodies of text and information and creates a knowledge base," according to a recent National Institute on Retirement Security webinar.

In January, new federal rules will pose restrictions on how Medicare Advantage plans use algorithm tools that match patients with similar diagnoses and characteristics to make some coverage decisions.