"Maxing out your 401(k)" is hard when employees are struggling to make ends meet and their paycheck barely covers expenses. That's why employers need to go beyond the obvious to give employees practical information they need.

Governments worldwide are taking steps to protect privacy rights, which has led to new exposures for businesses.

Although less than half the respondents either are using AI now or will be within a year, more than half of responding companies (56%) already have policies in place.

By harnessing the insights derived from health data, providers, benefits advisors, insurers, policymakers, and researchers can work together to develop targeted interventions, improve treatment effectiveness, and create a more comprehensive and effective approach to behavioral health and SUD care.