Clients should know that there's more one factor to consider when assessing value.

The service can be a powerful tool for agents and advisors who know how it works.

You could get down to work next week, or you could start to get ahead today.

This is an ideal time for clients to bring along their friends, who could become new customers.

Benefits can often seem abstract, but suppose you could convince employees to think of them in terms of specific dollar amounts or money left on the table?

Many familiar budgeting and planning goals can be easily integrated into lessons in financial wellness and managing personal finances for employees.

First and foremost, employers should help employees evaluate whether they can even afford to retire, otherwise they need to start maximizing their 401(k) plan contributions ASAP.

The purpose would be to use financial planning training as a vehicle to highlight all the benefits the company provides to employees, like health care, parental leave and tuition reimbursement.