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Plan sponsors must evaluate their current PBM arrangements and decide whether they have a transparent arrangement that they trust or if there is a need to re-evaluate the PBM relationship.

With benefits slated as the second largest people expense for businesses, next to payroll, and health care costs across the nation estimated to escalate as much as 7%, here are 3 cost-saving solutions for the new year.

The average per-employee cost of employer-sponsored health insurance rose by 3.2% in 2022, according to the survey.

The more benefits advisors and employers can do to make the employee benefits experience engaging, the more likely we are to satisfy employees and help them achieve better outcomes across all facets of their wellbeing.

Be sure to join us on Wednesday, December 6 as industry thought leaders discuss what to expect in the benefits industry during 2024.

Heading into the new year, perceived coverage gaps, flexibility, and affordability receive more attention as companies weigh prioritizing value versus shifting costs. 

The health insurance index is currently at its lowest reading in nearly six years, however, the Bureau of Labor Statistics rolled out a few changes to how it tabulates health care with Tuesday's release of the October CPI.

For benefits brokers, recognizing and accepting change will be half of the battle. But once they can do that, the road is open to playing a significant part in this transition.