With savings of up to 30 percent, protection against extraordinary costs, and the ability to fall back on an ACA plan, there is very little reason not to do so.

The primary purpose of a life insurance policy is to offer a source of relief for the client's family after the client passes away. However, it's important to remember that life insurance can also act as a flexible financial tool.

Those who learned about finance either in school or in the workplace not only do better at saving and investing, they end up with greater lifetime wealth.

A SmartRecruiters study looks at what did and didn't work for job applicants.