In Colorado, the idea of universal health care may become a reality if voters in November like the idea.

Incorporating a legal insurance plan into workplace wellness programs serves mental and financial wellness needs in much the same way fitness classes aim to address the physical health.

Broker commissions are on the decline, and have even been eliminated in the individual insurance market. Brokers are understandably concerned and wondering if this means the end of the individual insurance market? The short answer is no.