Stocks are opening lower on Wall Street after the government reported only modest job growth last month.

Health insurance rates in Ohio will rise an average of 18 percent for small businesses and 41 percent for individuals participating in the new marketplaces created by the federal health care law, state insurance officials said Thursday.

There are a number of medical costs that arent covered by health insurance and they come with major costs for consumers.

The think tank says the proposed rule make sense, "given the risks defined contribution plan participants face."