Shares of Allscripts Healthcare Solutions Inc. fell Monday in the first trading day after a big client announced that it would merge with another health system, a move that could put some business at risk for the software maker.

Bonuses on net new assets in 2013 are tied to fee-based flows, loans and other products, though benefits for retiring advisors can be generous.

The Allstate Corp. said Monday that its board of directors approved a plan to buy back up to $1 billion of the insurer's shares by the end of next year.

While pre-retirees look for guarantees and stability in their investments, more innovative annuity solutions will come to the market in the new year.