Retirement advisors may want to suggest clients move more money into their 401(k)s or IRAs to reduce their tax bill, in light of the impending fiscal cliff.

Now that President Barack Obama's re-election has cleared the way for the full implementation of his health care law, doctors and hospitals in South Dakota are urging the state to expand its Medicaid program so thousands of additional low-income residents can receive coverage.

No matter who you are, it will be all but impossible to avoid the pain.

Sixty-four percent of employers use market-based salary structures rather than traditional pay structures at 23 percent and broadband structures at 12 percent, both of which were once popular, according to the 2012 Survey of Salary Structure Policies and Practices, a new study by WorldatWork and Deloitte.