The problem with pensions did not start with the advent of pension plans.

Long-term care insurance has been a difficult product to sell for some time, and recent events have called its marketability further into question.

A new study finds only 49 percent of workers in small businesses with fewer than 50 employees were offered and eligible for health insurance through their employer in 2010, down from 58 percent in 2003.

Federal officials have added Bergen and Somerset counties to the list of New Jersey counties where residents left jobless because of Sandy are eligible for unemployment benefits.