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In the case of industry strength, who wins: man or machine? When trying to find the answer, professionals find themselves between a rock and a hard place.

Every day a new miraculous technology arises from the primordial ooze that is innovation. The latest tablet device arrives with great fanfare. Apple upgrades its i whatever.

To many, the phrase consumer-driven health care is another way of saying higher deductibles and co-pays. Make it more expensive to access medical care, the logic goes, and employees will think harder about whether that doctors visit is really necessary.

When it comes to compensating and rewarding employees, more companies are going less traditional.

They say insurance is the one career no one really plans to follow.

Since its inception in 2003, health savings accounts have grown at a phenomenal rate. Today, there are more than 10 million accounts nationwide, a figure thats expected to increase significantly in the next few years.

With little motivation for todays brokers to stay in the game, what will drive a new wave of young professionals into the industry?

Over the past year there has been a lot of buzz about the term medical tourism. With health care costs continually rising, the attractiveness of providing medical care at up to 90 percent savings is pretty hard to ignore.