Making retirement a reality doesnt just mean saving more in a 401(k) or IRA. Sometimes you have to take into account every part of your financial picture before you can come up with a plan that will keep you happy in retirement.

UnitedHealth Group Inc.'s third-quarter net income edged slightly lower as medical costs climbed and some health care use picked up, but the insurer's revenue grew and it raised its 2011 earnings forecast.

Goldman Sachs Group Inc. reported a third-quarter loss of $428 million Tuesday as revenue from underwriting stocks and bonds plunged. It was only the second quarterly loss for the investment bank since it went public 12 years ago.

Low-dollar rewards are a driving force in keeping employees motivated and feeling both appreciated and loyal to their employers, according to a new survey by Parago, a provider of consumer and corporate incentives.