The next evolution of HRA plans is to cover the other cost drivers within the benefits portfolio: dental and vision insurance.

In 2011, devices including smart phones and tablet computers are expected to help to drive consumer-driven health care, as people can monitor their health and prevent illnesses, according to a new Ovum report.

"The cause of the customer satisfaction decline is not difficult to find--sharp increases in premium costs and deductibles are to blame,"

Based on a new Profit Sharing/401k Council of America survey, 403(b) plan sponsors took significant steps toward managing their plans for the last three years, even in this down economy and new regulations.