If we heard it once, we heard it a million times: "If you like your health plan, you can keep it."

I suppose it's only fitting that on the eve of my 40th birthday I get an e-mail touting the latest retirement survey.

Aon Consulting surveyed more than 60 leading health care insurers, representing more than 100 million insured individuals, and found that health care costs

According to IRS guidelines, beginning Jan. 1, employees won't be able to make over-the-counter purchases using their flexible spending account or health reimbursement account unless they have a prescription.