So, what's your plan to stay in the game? Will you stay out on the field and try to play through the showers, ignoring that lightning on the horizon? Or have you already bolted for the dugout? It's funny. The natural reaction

Patrick O'Keefe has joined Digital Insurance as vice president of the Northeast region. Previously, he served as National Practice Leader of UnitedHealth Group's private equity group.

Brian Melanson has been appointed vice president of the North Central region for Digital Insurance. He comes to the company from Chicago-based Destiny Health.

Size matters. Service matters. The world of health insurance is in turmoil, but agents who keep these two concepts in mind have the best chance of surviving -- and even thriving -- in today's competitive environment. With the