Research from Watson Wyatt shows employers are focusing on personal health in benefits packages, as well as access to new services or programs. Benefits consultants for the firm saw several trends emerge as open enrollment season approaches.

American Independent Marketing and GOLDENCARE USA have partnered to create a lead-generation program for agents selling long-term care insurance. LTC Rewards lets agents offer their clients up to one year of free tuition as particpating private

A new study by Hewitt Associates found average health care costs increased 6 percent in 2008, up from 5.3 percent in 2007. Major companies can expect the average health cost per employee to increase from $8,331 to $8,863 next year, with

Not sure if any of you noticed, but the market's gone absolutely nuts since my last little missive. When I lamented the federal bailout -- and essential socialization -- of AIG last week, I remained certain things couldn't get