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More employers are providing value-added 401(k) plan features that help drive positive plan participation and savings behaviors, according to new research from Charles Schwab.

“For many 401(k) investors, the 401(k) is their primary retirement savings vehicle, so it is important that employers continue to make available plan features that drive better participation, savings levels and outcomes,” says Dean Kohmann, Charles Schwab vice president of 401(k) plan services. “The employers we work with understand this responsibility as evidenced by some significant increases in features like automatic enrollment, automatic savings increases, and professional guidance in the form of target date funds and one-to-one advice.”

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