Weather often ends up a top story during the winter if you live in Western New York. To defend yourself against the wind whipped snow, you have to know which radio station offers the best traffic and weather updates.

That station generally tends to also be the area's AM talk radio station. Traveling during the day (and after the morning rush hour), that station pops up when I start the car. If the weather isn't a concern, I usually snap the button to the nearest pre-programed Classic Rock FM station.

But in that moment between turning the key and flipping the station, I get a few snippets of either a) the news, which I tend to listen to; or b) the current talk show, which I tend to switch away from. Every once in a while, the voice on the radio is that of Glenn Beck. If he's been in the news for some reason, I'll succumb and listen for a while. While I generally don't like media personalities, I figure, most of them are like broken clocks – they're right twice a day.

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Christopher Carosa

Chris Carosa has been writing a weekly article and monthly column for BenefitsPRO online and BenefitsPRO Magazine since 2011 and is a nationally recognized award-winning writer, researcher and speaker. He’s written seven books, including From Cradle to Retire: The Child IRA; Hey! What’s My Number? – How to Increase the Odds You Will Retire in Comfort; A Pizza The Action: Everything I Ever Learned About Business I Learned By Working in a Pizza Stand at the Erie County Fair; and the widely acclaimed 401(k) Fiduciary Solutions. Carosa is also Chief Contributing Editor of the authoritative trade journal FiduciaryNews.com and publisher of the Mendon-Honeoye Falls-Lima Sentinel, a weekly community newspaper he founded in 1989. Currently serving as President of the National Society of Newspaper Columnists and with more than 1,000 articles published in various publications, he appears regularly in the national media. A “parallel” entrepreneur, he actively runs a handful of businesses, including a small boutique investment adviser, providing hands-on experience for his writing. A trained astrophysicist, he also holds an MBA and has been designated a Certified Trust and Financial Advisor. Share your thoughts and story ideas with him through Facebook (https://www.facebook.com/christophercarosa/)and Twitter (https://twitter.com/ChrisCarosa).