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Employers are taking advantage of health care reform’s retiree medical options to help employees prepare for retirement and enable current retirees to obtain more cost-effective health care coverage, according to the Sixth Annual Employer Survey on Retiree Medical Strategy.

The survey by Towers Watson and the International Society of Certified Employee Benefits Specialists (ISCEBS) gathered responses from almost 250 large employers, and found that the majority have been spurred on by federally subsidized insurance options, Medicare Part D enhancements and “Cadillac tax” concerns.

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