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I recently attended a presentation by Steve Worley of Texas Life, who told us beginning this year, there will be more than 10,000 baby boomers reaching age 65 every day until the year 2030. As one of the eldest members of this group, reaching that milestone this month, I started to imagine what the world of benefits will be like in 35 years, in 2046, when some of us begin hitting 100. Our 30-year-old children will then, in fact, be reaching 65. Of course these are all my own guesses, but there is one certainty: The real future will be much stranger, and a lot more complicated.

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