I recently attended a presentation by Steve Worley of TexasLife, who told us beginning this year, there will be more than10,000 baby boomers reaching age 65 every day until the year 2030.As one of the eldest members of this group, reaching that milestonethis month, I started to imagine what the world of benefits will belike in 35 years, in 2046, when some of us begin hitting 100. Our30-year-old children will then, in fact, be reaching 65. Of coursethese are all my own guesses, but there is one certainty: The realfuture will be much stranger, and a lot more complicated.

So what will life be like in2046? 

For one, many more people will work and live in the samebuilding. Employers are already shedding bricks and mortar and by2046 most information-based workers will work flexible hours, inthe location of their choosing. Employers will have measures ofproductivity that will allow management to evaluate workers.Managers and their team will hold video meetings on a regularbasis, employee meetings in person will be rare and will be mostlysocial events. Production and warehousing workers will live incommunities centered near their work location, permitting efficientcommuting.