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Investors are not optimistic about their ability to build and maintain retirement savings, according to the September Wells Fargo/Gallup Investor and Retirement Optimism Index. Nearly two-thirds of investors—65 percent—say they have little or no control at all over their retirement savings.

According to the index, investor optimism is almost as low as it was during the financial crisis of 2008. The overall index fell to -45, down from +33 in May. In December 2008, the index fell to -49. Its lowest point was -64 in February 2009.

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