Forty percent of Americans over the age of 18 and not yet retired save no money each month toward retirement, according to an eNation survey, conducted on behalf of LIMRA Retirement Research in October.

The report also found that 19 percent of adults not yet retired typically save less than $100 per month, while 27 percent of consumers save $100 to $499 per month. Forty-two percent of households with incomes over $50,000 a year were saving $100 or less or nothing for retirement each month.

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