As part of its “Managing Retirement Decisions” series, the Society of Actuaries released two retirement planning briefs in December in order to help consumers deal with some of the challenges.

In “Finding Trustworthy Financial Advice for Retirement and Avoiding Pitfalls,” the SOA urges consumers to avoid “all solicitations for financial products,” whether they are offered through the Internet or via cold calls. “Although there is a very small chance of missing out on a good opportunity this way, there is a very big chance of avoiding being ripped off,” according to the SOA.

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