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Many Baby Boomers are cashing in life insurance policies to help pay for retirement. These transactions are called life settlements, and they have become popular in recent years as an alternative retirement vehicle.

In a recent survey, conducted by International Communications Research, 79 percent of respondents said they felt their insurance professional and financial planners should be informing their clients about life settlements as a means to fund their retirement, rather than just letting their policies lapse. More than half of those surveyed expressed concern they would have to continue working past the age of 65.

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