With life expectancies on the rise, 58 percent of affluent Americans believe they could live to be 100, according to the latest Merrill Lynch Affluent Insights Survey. Seventy-five percent of those surveyed said they would approach their money management differently if they knew today they were going to live that long.

To financially accommodate a longer life, 39 percent said they would continue to work at least part-time in retirement. Thirty-seven percent said they would work with their financial advisor to reevaluate their savings and investment strategies. Thirty-two percent said they would invest in a lifetime income product, such as an annuity or contribute more to a 401(k), IRA or other retirement savings vehicle. Twenty-nine percent said they would purchase long-term care insurance and 25 percent said they would retire closer to 85 than 65.

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