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Two recent surveys contain some unsettling results for today’s workers planning to retire in thirty years, and it’s the workers’ own fault (see “Will Plan Sponsors Leave the Under-30 Crowd Doomed to Repeat 401(k) History?”). All this means, though, is the more things change, the more they stay the same. 

Let’s hop on the Wayback Machine and head back to the 1980s, when hair was big, music was nerdy and rugged individualism was the mantra. Strange as it may seem, all three touched on this new retirement plan known as the 401(k). With its participant choice option, the 401(k) plan was certainly tailored for the individual in all of us.

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