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While many in the investment community are worried about the increased regulatory climate and what it means for their business, many registered investment advisors (RIAs) are feeling confident that their model is the correct one: And the increase in their clientele the past five years has shown increased risk can come with great reward.

With the economic crisis of the past few years ravaging individual retirement savings, many investors have flocked to RIAs, advisors they know will keep their best interests at heart when choosing investments because they choose to take on the major responsibilities of being fiduciaries.

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