Among Americans who say they’d like to retire, 32 percent say they’re unsure if they can, according to a new Pentegra Retirement Services survey.

Another 19 percent of respondents report that they’ll have the means to retire at age 65. Respondents ages 35 to 54 are 27 percent more likely to say they need more than $1 million to retire than respondents ages 18 to 24 (at 18 percent) while respondents ages 35 to 54 are 45 percent more likely to say they’ll only need up to $500,000 to retire as opposed to 62 percent of respondents ages 18 to 34.

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