Mea Culpa. I admit last week's edition of this column ("The Ultimate Fiscal Cliff Compromise") was too clever by half. In suggesting the Republicans give the Democrats everything they want on tax increases in exchange for simply delaying Obamacare for four years, I appeared to have overlooked something terribly significant and potentially horrendous.

But before I get into that, let me say straight out my change in attitude was not caused by incessant harassment from Grover Norquist. In fact, I can unequivocally deny all those rumors that he called up Papa John's and ordered one – no, two – million pizzas in my name.

Furthermore, my enlightenment does not come from a late night visit involving an offer I couldn't refuse from White House Press Secretary Jay Carney. Again, equally untrue is the report I woke the next morning in a pool of wet ink, the decapitated header page of my favorite Investment Policy Statement template beside me.

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Christopher Carosa

Chris Carosa has been writing a weekly article and monthly column for BenefitsPRO online and BenefitsPRO Magazine since 2011 and is a nationally recognized award-winning writer, researcher and speaker. He’s written seven books, including From Cradle to Retire: The Child IRA; Hey! What’s My Number? – How to Increase the Odds You Will Retire in Comfort; A Pizza The Action: Everything I Ever Learned About Business I Learned By Working in a Pizza Stand at the Erie County Fair; and the widely acclaimed 401(k) Fiduciary Solutions. Carosa is also Chief Contributing Editor of the authoritative trade journal FiduciaryNews.com and publisher of the Mendon-Honeoye Falls-Lima Sentinel, a weekly community newspaper he founded in 1989. Currently serving as President of the National Society of Newspaper Columnists and with more than 1,000 articles published in various publications, he appears regularly in the national media. A “parallel” entrepreneur, he actively runs a handful of businesses, including a small boutique investment adviser, providing hands-on experience for his writing. A trained astrophysicist, he also holds an MBA and has been designated a Certified Trust and Financial Advisor. Share your thoughts and story ideas with him through Facebook (https://www.facebook.com/christophercarosa/)and Twitter (https://twitter.com/ChrisCarosa).