Technological advances are making it difficult for individuals to plan and stick with their long-term financial goals.

A new survey by Northwestern Mutual tried to evaluate the state of financial planning in America and people's ability to stay on course over the long-term to meet their goals. It also wanted to see whether they were moving in the right direction in areas such as debt, saving, spending, health and finances.

More than 1,500 individuals over the age of 25 were surveyed in January of this year.

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