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Andrea Vassel of Mary Washington Healthcare explains the benefits of an advance directive at Mary Washington Hospital in Fredericksburg, Va., as part of National Healthcare Decisions Day on April 16. (AP Photo/Mary Washington Healthcare)

Aging America is a joint AP-APME project examining the aging of the baby boomers and the effect that this so-called silver tsunami is having on the communities in which they live.

WASHINGTON (AP) — We’re in denial: Americans underestimate their chances of needing long-term care as they get older — and are taking few steps to get ready.

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