More than half of 401(k) plan account holders believe health care benefits are easier to understand than 401(k) investment options.

A study of more than 1,000 401(k) plan participants by Charles Schwab found that 57 percent of participants wish there were an easier way to figure out how to choose the right 401(k) investments. Forty-six percent don’t feel they know what their best investment options are, and one-third feel a lot of stress over correctly allocating their retirement funds.

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