The United States might be able to learn a few things from other countries when it comes to improving workers' retirement security.

That's the upshot from a report from the National Institute on Retirement Security, "Lessons for Private Sector Retirement Security from Australia, Canada, and the Netherlands," which found that other countries have tackled their retirement savings crisis through a combination of social security and employer-sponsored retirement systems.

Because guaranteed defined benefit pension plans have been going away, U.S. workers increasingly must rely on their own savings to get them through retirement, which has resulted in heightened retirement insecurity for a majority of Americans.

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