Even though many small businesses aren't under any obligation to provide health care coverage to employees, nearly two-thirds may do just that within the next three years.

That's according to a survey of 532 small businesses designed to elicit their attitudes toward health coverage. Sponsored by small business insurer Employers Holdings Inc., the survey found that two in five small businesses with between one and 250 employees already offer coverage, and another one in five intends to do so within the next three years.

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