IRA investments in equity holdings have dropped significantly since the recession, according to data from the Investment Company Institute.

Consistent traditional IRA investors between the ages of 25 and 59 had about three-quarters of their traditional IRA assets invested in equity holdings — which includes equities, equity funds and the equity portion of balanced funds — at year-end 2007. That figure fell to about two-thirds at year-end 2011.

ICI said it also found the majority of IRA investors didn't make many contributions to their traditional IRAs during the recession and in the immediate couple of years after its official end. In tax-year 2011, for example, only 8.3 percent of traditional IRA investors contributed to their accounts, and just half of traditional IRA investors who did so contributed at the legal limit.

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