The trend isn’t news but here’s some data that helps to quantify it: About half (47 percent) of Americans with employer-based health insurance say more money is being taken out of their paychecks each month for health insurance than a year ago.

That’s according to the latest Bankrate.com survey that also found 44 percent are experiencing higher out-of-pocket expenses, including deductibles and copayments, compared to a year ago.

Upper-middle-income Americans with employer-based health insurance (annual household incomes between $50,000 and $74,999) are the most likely to report more money being taken from their paychecks and higher out-of-pocket expenses, Bankrate.com said. Overall, respondents in this group feel the hardest hit by the Patient Protection and Affordable Care Act. Out of all income levels, they are the most likely to feel that the law has had a negative effect on their health insurance (47 percent).

On the other hand, while many feared losing family coverage as a result of the PPACA, very few employers have taken this step (less than one in 10 Americans with employer-based health insurance lost coverage for a spouse or child this year). And only two in 10 Americans with employer-based health insurance now have fewer doctors included in their plans.

Most Americans – about 150 million – get their health insurance from an employer, noted Bankrate.com insurance analyst Doug Whiteman.  

Additional findings:

  • More than half (52 percent) of females with employer-based coverage report higher out-of-pocket expenses, compared to only 35 percent of males.
  • Forty-eight percent of Americans want to repeal Obamacare and only 38 percent want to keep it. When Bankrate.com last asked this question (in late September), 46 percent of Americans wanted to repeal Obamacare and 46 percent wanted to keep it.
  • Americans feeling more negative about the law currently outnumber those feeling more positive by a two-to-one margin (31 percent to 15 percent).

These results comprise Bankrate.com’s Health Insurance Pulse, a monthly survey that tracks how Americans are feeling about health care and their personal finances. The survey was conducted by Princeton Survey Research Associates International and can be seen in its entirety by clicking here.