There is a major correlation between an individual's subjective life expectancy and when he expects to retire, according to a study by the Center for Retirement Research at Boston College.

As individuals become more optimistic about living past age 75, they extend their planned retirement dates and increase their expectations about working to the milestone ages of 62, 65 or Social Security's full retirement age.

The study also examined the relationship between subjective life expectancy and actual retirement behaviors and found that subjective life expectancy impacts the actual retirement behavior to a lesser degree than it impacts retirement expectations.

Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.

  • Critical BenefitsPRO information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events
  • Access to other award-winning ALM websites including and

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.