The Obama administration's "keep your policy" fix could jolt the individual health market, but is not enough to kill it.

Patient Protection and Affordable Care Act risk-management programs should keep the individual commercial health insurance market viable, even if some younger, healthier people keep non-PPACA policies and older, sicker people buy compliant plans.

RAND Corp. analysts Evan Saltzman and Christine Eibner make that case in a new analysis of proposals for helping consumers affected by policy cancellations.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.