Target-date funds have become the “it” thing in the defined contribution market. What’s not to like? They are diversified, professionally managed accounts and most TDFs are used as default investments for those employees who don’t want to think about their retirement savings.

But not everybody is enamored of these vehicles, including the Department of Labor, which has said it will have a discussion sometime in the future about how target-date funds can be made more standardized and transparent so they do a better job of protecting people’s hard-earned retirement dollars.

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