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It is tax time again and many Americans are struggling to wade through the piles of W-2s and 1099s to beat the April deadline. Charles Schwab Retirement Plan Services believes now is a good time for employees to know what they can do to maximize the tax benefits they receive from participating in their employer-sponsored 401(k) plan. It recommends these top five tips (presented here from 5 to 1) for better utilizing workplace retirement plans:

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