Gang-related drive-by shootings, the cocaine wars and all manner of senseless mayhem. Day in and out, as a reporter just starting out on his career, I used to deliver a steady stream of some seriously depressing news.

As the retirement editor at BenefitsPro, I sometimes feel as if I'm still on the front lines of a story in which the bodies just keep piling up.

Whether or not you believe there's a retirement crisis in the United States, it's hard to shrug off the findings of one study after the next on the sad state of affairs in Americans' retirement accounts.

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