The Department of Labor last year issued a few tips on target-date fund selection, including one related to costs — something that's gotten a lot of attention.

In fact, it's gotten so much attention, says J.P. Morgan in a report, that it's become a primary selection factor for many plan sponsors.

The firm says that's a mistake, because cost doesn't account for a number of other factors that should be considered when choosing appropriate TDFs for a plan.

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