(Editor's note: This blog has been republished here with permission from Zane Benefits. This is part three of an ongoing series. You can check out part one here and you can read the original, in its entirety, here.)

The third reason group health insurance is bad for you, your family and your company is because it is risky – your coverage may be canceled at any time without notice.

One of the scariest things about group health insurance is that you do not control the policy. Your employer may cancel the entire plan or change the benefits at any time with little or no notice to you, and there is no COBRA available when the entire plan is canceled.

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