The younger Americans are, the less planning they are doing for the future. But the numbers are not great for older Americans either, with 50 percent of Generation Y, 35 percent of Generation X and 25 percent of baby boomers having done absolutely nothing to prepare for retirement.

That is one of the findings of an online survey of 2,041 U.S. adults conducted by Harris Poll on behalf of Million Dollar Round Table. Of those polled, 523 were Gen Y, or millennial, types ages 18 to 34, 775 were Gen Xers ages 35 to 54, and 743 were baby boomers ages 55 and older.

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