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Does working for a small company mean receiving small benefits? Apparently so, according to the 2014 U.S. Worker Survey, conducted last December on behalf of Colonial Life and Unum.

Only 44 percent of employees at very small businesses (fewer than 10 employees) have benefits at work, compared with 82 percent of all employees. Companies that are only slightly larger, with between 10 and 99 employees, do much better, with 75 percent offering benefits.

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