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A funny thing happened on the way to researching the article “The Big 401k Fiduciary Question: Target Date or Target Risk?” 

 I’d expected the usual complaints about target date funds, but, in the end, I also expected the financial professionals I interviewed to overwhelmingly endorse the use of TDFs. After all, as a group, who’s more responsible for the success of TDFs than the financial service industry, the crowd responsible for so enthusiastically recommended them to 401(k) plan sponsors?

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